thumb_up Why Choose the OpenSky Secured Visa?

Advantages of This Card

• done Easy Credit Building: The OpenSky Secured Visa reports to major credit bureaus, giving you the opportunity to improve your credit score by using the card responsibly and making on-time payments.
• done No Credit History Requirement: This card is ideal for individuals with little or no credit history, providing a straightforward way to begin building credit.
• done Flexible Deposit Options: You have control over your credit limit with a refundable security deposit, offering flexibility in managing your financial needs.
• done Global Acceptance: As a Visa card, the OpenSky Secured Visa is accepted worldwide, making it ideal for both everyday purchases and international travel.

thumb_down Things to Consider Before Applying for the OpenSky Secured Visa

While the OpenSky Secured Visa has many benefits, there are a few factors to keep in mind before applying.

• close Security Deposit Required: The OpenSky Secured Visa requires a refundable security deposit, which may be a barrier for some applicants. However, this deposit is fully refundable as long as you maintain your account in good standing.
• close Annual Fee: The card comes with an annual fee, which may deter some users. However, the benefits, such as building credit and the ability to choose your deposit amount, can outweigh the cost for many people.
• close Limited Rewards Program: Unlike some other credit cards, the OpenSky Secured Visa does not offer a rewards program. However, its primary function is to help you build credit, which can be more beneficial in the long term for individuals seeking to improve their financial standing.

help How to Apply for the OpenSky Secured Visa

Applying for the OpenSky Secured Visa is simple and straightforward. With just a few steps, you can start the process and begin your journey to building or rebuilding your credit. Below are the steps to follow in order to apply for the card.

1. Check Eligibility: Ensure that you meet the basic eligibility requirements, including being a UK resident and having a steady source of income.
2. Gather Required Information: Prepare necessary documents such as proof of income, address, and identification to complete your application.
3. Visit the OpenSky Website: Go to the official OpenSky Secured Visa application page on The Bank of Missouri’s website.
4. Complete the Application Form: Fill out the application form with your personal details, including your name, address, income, and the amount you wish to deposit as collateral.
5. Submit the Application: After reviewing your information, submit the application for approval. The Bank of Missouri will process your request.
6. Wait for Approval and Deposit: Once approved, you will need to make the required security deposit to activate your card. After that, you’ll receive your OpenSky Secured Visa and can begin using it to build your credit.

Start earning points and explore the world with the Open Sky Credit Card