The WestJet RBC World Elite Mastercard is a premium travel card crafted for those who value seamless and rewarding travel experiences. Earn up to $450 in WestJet dollars with initial spending, enjoy annual companion vouchers, and save on fuel—making it ideal for frequent travelers.

Whether exploring Canada, heading to Hawaii, or venturing further within WestJet’s network, this card enhances your journey with benefits like no blackout periods, free checked bags for you and up to 8 guests, and more. It’s not just a payment tool—it’s your key to elevated travel and significant savings.

If you want a card that blends high rewards with practical perks, the WestJet RBC World Elite Mastercard delivers a well-rounded package to meet diverse traveler needs.

Main benefits of the card

How does the annual fee work?

The WestJet RBC World Elite Mastercard carries an annual fee of $119 for the primary cardholder and $59 for each supplementary card. While the fee isn’t waived, the card’s travel perks—such as the companion voucher and free checked baggage—provide substantial value.

The companion voucher alone can save hundreds on flights, and free checked baggage offers additional savings, especially for group travel. Plus, rewards on fuel and pharmacy purchases add to the card’s overall value, making it a smart investment for frequent travelers.

How is the credit limit determined?

The credit limit for the WestJet RBC World Elite Mastercard is determined by RBC based on factors like your credit profile, income, and overall financial situation. With income requirements of $80,000 for individuals or $150,000 for households, qualifying applicants are often eligible for higher limits.

A higher limit is particularly useful for frequent travelers, providing flexibility for managing larger expenses like flights and hotels. However, it’s essential to use credit responsibly to maintain a strong financial profile.

Advantages of the westjet rbc world elite mastercard

The WestJet RBC World Elite Mastercard is loaded with perks tailored for frequent flyers and savvy travelers. Here’s a closer look at its key benefits:

• Generous Welcome Bonus: Earn up to $450 in WestJet dollars by spending $5,000 in the first three months, reducing travel costs right from the start.
• Annual Companion Voucher: Get a round-trip companion fare starting at $119 for travel within Canada, the U.S., Hawaii, or the broader WestJet network. This voucher renews annually, delivering consistent savings.
• Status Lift: Boost your WestJet Rewards status through everyday spending to unlock benefits like lounge access and priority boarding.
• Higher Rewards on WestJet Spending: Earn 2% back in WestJet dollars on flights and vacation packages for faster rewards accumulation.
• Free Checked Bags: Enjoy complimentary checked baggage for yourself and up to 8 guests on the same reservation, saving up to $30 per bag, per flight segment.
• Fuel Savings at Petro-Canada: Save 3¢/L on fuel and earn 20% more Petro-Points by linking your card—a great perk for frequent drivers.
• Be Well Points at Rexall: Earn 50 Be Well points per $1 on eligible products, redeemable for discounts, extending value beyond travel.

This card offers a robust mix of travel and everyday savings, making it a top choice for those seeking value and convenience.

Standout benefit: the annual companion voucher

The annual round-trip companion voucher is one of the standout perks of the WestJet RBC World Elite Mastercard. By booking a full-fare ticket, you can bring a companion for a significantly reduced rate. Whether traveling domestically or internationally, this voucher offers great savings.

For example, a companion’s ticket to Hawaii or Mexico can cost as little as $399 plus taxes and fees. This benefit alone can easily justify the card’s annual fee, especially for couples or families who travel together often. With the flexibility to use the voucher on a variety of destinations, it’s a practical and valuable tool for frequent travelers.

Disadvantages of the westjet rbc world elite mastercard

Like any financial product, the WestJet RBC World Elite Mastercard has a few downsides to consider:

• High income requirement: Requires a minimum personal income of $80,000 or household income of $150,000, limiting eligibility.
• Annual fee: While the fee is $119, some users may find it steep if they don’t fully utilize the card’s travel perks.
• Higher interest rates: Purchase rate of 20.99% and cash advance rate of 22.99%. These rates can lead to significant costs if balances are not paid in full.
• Limited appeal for infrequent travelers: Best suited for frequent flyers with WestJet; less advantageous for casual travelers.

Standout disadvantage: high income requirement

The income requirement is a barrier for many potential applicants. This premium card caters primarily to individuals with significant financial means, potentially excluding those with average incomes who might otherwise benefit from the rewards and perks.

While the card’s benefits are extensive, the income requirement ensures it’s primarily accessible to those who can leverage its features fully. This exclusivity may deter some prospective cardholders.

Who is eligible for the westjet rbc world elite mastercard?

To qualify for this card, applicants must meet the following criteria:

• Age: Must be at least 18 years old (19 in some provinces).
• Income: Minimum personal income of $80,000 or household income of $150,000.
• Creditworthiness: A strong credit score and financial stability are required.
• Residency: Available to Canadian residents.

Additionally, applicants should ensure that they meet all credit requirements and provide accurate documentation during the application process. Having a clear understanding of your financial situation can improve your chances of approval.

How to apply for the westjet rbc world elite mastercard

Applying for the WestJet RBC World Elite Mastercard is straightforward and can be done online, via the RBC mobile app, or at an RBC branch.

Applying online

• Visit the official RBC website.
• Navigate to the WestJet RBC World Elite Mastercard page.
• Click “Apply Now” and fill out the application form with your personal, financial, and contact details.
• Submit the application and receive a decision in under 60 seconds.

Applying online is the most convenient option, allowing you to complete the process from the comfort of your home. Make sure to have all necessary information ready, including your income details and SIN, to streamline the application.

Applying through the app

• Download the RBC mobile app on Android or iOS.
• Log in to your RBC account or create one.
• Follow the prompts to apply for the WestJet RBC World Elite Mastercard.

Using the mobile app provides the added convenience of managing your card and account seamlessly once approved. It’s an excellent option for tech-savvy users who prefer mobile banking.

Applying in person

• Visit your nearest RBC branch.
• Speak with a financial advisor to complete your application.
• Bring necessary documents, such as proof of income and ID, to expedite the process.

For those who prefer face-to-face interaction, visiting a branch allows you to ask questions and receive personalized guidance. This method is particularly useful if you have complex financial needs or concerns about eligibility.