The TD® Aeroplan® Visa Infinite* Card is much more than just a credit card—it’s your gateway to hassle-free and rewarding travel experiences. Perfectly tailored for frequent travelers, this card offers a variety of compelling benefits, from earning Aeroplan points on everyday purchases to enjoying exclusive perks like free checked baggage for you and your companions.

With a special offer that includes up to $1,300 in value, this card is ideal for those who want to make the most of their spending. Whether you’re planning your next adventure, saving on travel expenses, or earning rewards for future trips, the TD® Aeroplan® Visa Infinite* Card offers unmatched value.

Key information about the TD® Aeroplan® Visa Infinite* Card

The TD® Aeroplan® Visa Infinite* Card combines everyday spending convenience with a robust travel rewards program. This section covers the essential aspects of the card, including its annual fee structure, credit limit determination, and other features that make it stand out.

How does the annual fee work?

The TD® Aeroplan® Visa Infinite* Card comes with an annual fee of $139, which is competitive given its extensive benefits. However, new cardholders can enjoy a first-year fee rebate as part of the current promotion. To qualify for the rebate, you need to:

• Activate your card and make your first purchase within the first three months of account opening.
• Add additional cardholders to your account by January 6, 2025.

Additionally, if you are a TD All-Inclusive Banking Plan customer, you can receive an annual fee rebate every year. This makes the card even more appealing for those already banking with TD, as the fee rebate effectively reduces the cost of ownership.For supplementary cardholders, the fee is $75 per card, which also qualifies for the first-year rebate under the same conditions.

How is the credit limit determined?

The credit limit for the TD® Aeroplan® Visa Infinite* Card is personalized and depends on the applicant’s financial profile. TD Bank considers various factors, including:

• Credit score: A higher score often results in a higher credit limit.
• Income: The annual income you report during your application plays a significant role.
• Debt-to-income ratio: This helps TD assess your ability to manage additional credit.
• Payment history: A strong history of timely payments increases the likelihood of receiving a favorable limit.

Once approved, your credit limit is clearly stated, and you can request adjustments based on your spending needs and financial situation.

Benefits of the TD® Aeroplan® Visa Infinite* Card

The TD® Aeroplan® Visa Infinite* Card offers numerous advantages that make it a top choice for travelers and everyday users alike. Below are the key benefits:

• Earn Aeroplan points effortlessly: Get rewarded for all your purchases, including bonuses for spending in specific categories.
• Up to 40,000 Aeroplan points: Enjoy welcome bonuses when you meet the spending requirements.
• Free first checked baggage: Travel lightly with free baggage for up to 8 companions on the same Air Canada reservation.
• NEXUS fee rebate: Receive a rebate on your NEXUS application fee every 48 months, streamlining your border-crossing experience.
• Aeroplan Family Sharing: Share points with up to 8 family members, combining balances to reach rewards faster.
• No blackout periods: Redeem your points for any available Air Canada seat, with no restrictions.
• Exclusive discounts and offers: Access special deals and promotions through the Aeroplan program and TD partnerships.
• Starbucks partnership: Link your card to earn 50% more Starbucks Stars on eligible purchases.

Standout feature: Aeroplan points

One of the standout benefits of this card is its robust Aeroplan points program. Earn points on every dollar spent and redeem them for flights, hotels, and more. The flexibility of redeeming for “every seat, every flight” with no blackout dates ensures you get the most out of your rewards.

Disadvantages

Despite its many benefits, the TD® Aeroplan® Visa Infinite* Card has some drawbacks:

• Annual fee: The $139 fee may not suit those who travel infrequently or spend less.
• Income requirements: A minimum annual personal income of $60,000 or household income of $100,000 can exclude some potential applicants.
• Spending thresholds for bonuses: Achieving the maximum Aeroplan points bonus requires significant spending within set timeframes.

Highlighted drawback: income requirements

The most significant downside is the income eligibility requirement. With a $60,000 personal or $100,000 household income threshold, this card may not be accessible to all Canadians. Consider alternatives like the TD® Aeroplan® Visa Platinum* Card if you don’t meet the criteria.

Who can apply for the TD® Aeroplan® Visa Infinite* Card?

To qualify for this card, you must meet the following criteria:

• Be a Canadian resident and of the age of majority in your province or territory.
• Have an annual personal income of $60,000 or household income of $100,000.
• Possess a good credit score and history.
• Provide supporting documentation, such as proof of income and identification, during the application process.

If you don’t meet the income requirements, the TD® Aeroplan® Visa Platinum Card* offers similar benefits with lower eligibility criteria.

How to apply for the TD® Aeroplan® Visa Infinite* Card

Applying for the TD® Aeroplan® Visa Infinite* Card is a straightforward process that can be done online, through the mobile app, or in person.

Online

• Visit the TD Bank website.
• Navigate to the TD® Aeroplan® Visa Infinite* Card page and click “Apply now.”
• Fill out the application form with your personal and financial information.
• Submit the form and wait for an instant response.

Via the TD app

• Log in to your TD account through the mobile app.
• Go to the credit cards section and select the TD® Aeroplan® Visa Infinite* Card.
• Follow the prompts to complete your application.

At a branch

• Locate your nearest TD branch using the branch locator tool on the website.
• Book an appointment or visit in person to meet with a banking specialist.
• Complete your application with their assistance and ask any questions you may have.

The TD® Aeroplan® Visa Infinite* Card is an excellent choice for Canadians who frequently travel and want to maximize their spending power.

With its robust rewards program, valuable travel perks, and opportunities for fee rebates, this card offers a well-rounded package that caters to both daily and travel-related expenses. While it does come with certain eligibility requirements, the benefits it provides make it well worth considering for those who qualify.